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A little credit planning can make a big difference

Here’s a tip for anyone who is planning on getting a home loan later this year, (whether it’s for your own home, or you are keen to join the many Australians who are investing in property).

What many loan applicants don’t realise is that even a minor default on a phone bill or a late electricity payment has the potential to affect your ability to obtain finance. This is why it’s not a bad idea to check your own credit history BEFORE you apply for an investment loan.

What’s on your credit file?

What many people don’t realise is that you can get hold of a copy of your credit file from a number of sources to check if there are issues listed that you weren’t aware of. That way you can work with the relevant credit provider to resolve the issue before it becomes a problem for your loan application.

If you’re planning on applying for a mortgage loan later this year, why not have a chat to one of our mortgage experts at Dreamstreet about obtaining a copy of your credit file now? As we often tell our clients, a little forward planning now can make a big difference to your tomorrow.

Why not give us a call today on 1300 230 240.

  • 24 Feb, 2016

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