Did you know you could potentially save yourself thousands of dollars over the term of your home loan by refinancing to a better deal? Even a small difference in interest rates, terms and conditions can make a BIG difference to your repayments and the amount of interest you’re charged over the life of your home loan.

You should assess your refinancing options at least every few years or when market conditions or your personal circumstances change. For example, when interest rates fall or rise, or when you’re planning on starting a family or renovating your home.

Take the Dreamstreet refinancing challenge today!

Simply call 1300 230 240 between 9:00am and 6:00pm Monday to Thursday, or between 9am and 5:30pm on Friday. Alternatively, just complete our contact form to have one of our team contact you.

*Conditions apply. Subject to lender approval. Must have a current home loan.


How come you say you can compete against other banks? Won’t this reduce the service you provide?

There are lots of reasons our customers love us and you can check out our reviews for yourself to see what they say. The main way that we offer great savings to our clients, all without cutting back on customer service, is due to the fact we don’t have massive shareholders who want to take from the profits, and we don’t have bricks and mortar buildings that add to the overheads. We believe it is far better to come to you, when and where it suits you, and to give those savings back to you.
Dreamstreet is also able to offer you flexible solutions because we’re not confined to the off-the-shelf products that many other banks are bound. We also have all types of loans under the one roof which sometimes means all your lending can be rationalised to get a better outcome overall too.
We are more concerned with our customers cutting the costs of their total loan or loans, rather than fixated on published interest rates (which can be a bit of smoke and mirrors too).
The best thing to do is at least to have a chat with one of our mortgage consultants and see for yourself how we can save you. Meet one of our friendly members of the Dreamstreet family for yourself and you’ll see what’s different about us first hand.

How long will it take to get my home loan approved?

If all necessary loan application documents are provided we can give you an indicative answer within 24 hours and aim for an approval within 4 working days. We are locally based in Australia and there are no overseas call centres or recorded messages to delay the process.

What information do I need to give to get a home loan?

The information may vary depending on your individual circumstances. However, the minimum requirements are 100 Points of ID, proof of your income, and current bank statements showing your savings history. We will check your credit score. Your personal Dreamstreet mortgage consultant will let you know if you need to provide any additional information.

How much is the First Home Owners Grant (FHOG)?

The amount varies between Australian States and Territories. You can find out the specific amount for your location from your State or Territory’s Revenue Office.

If I have defaults on my credit file, does this mean I can’t get a home loan?

It can make things harder, but it’s not impossible.

How do I know which loan is best for me?

That depends on your individual situation. Your Dreamstreet mortgage consultant will take the time to understand your specific needs and circumstances before recommending a tailored loan option for you. We don’t force you into ‘off-the-shelf’ products like other banks do.

If I already have a home loan with a bank is it easy to switch to Dreamstreet Lending?

Yes, we’re big on customer service and making things easy for our clients. Your personal Dreamstreet mortgage consultant will come to you to help make the switch hassle-free. We guarantee that we’ll save you money by switching to use or we’ll give you $1,000 cash! Find more about our $1,000 challenge here.

FREE Expert Advice

That’s right, our advice is free! There are no hidden costs. Our focus is on finding the right loan for your needs and making your finance process hassle-free.

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1300 230 240

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